Farm Insurance

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Farm Insurance Provided By Our Agency

Farm and ranch owners insurance is dual coverage that protects your operation and the home that you live in. With it, you’ll have a custom blend of homeowners coverage and business insurance with additional options to best fit the specific needs of your farm or ranch.

What is Farm Insurance?

Farm or agricultural insurance is usually provided as an insurance package designed specifically for agricultural businesses, buildings, tools, and output. It offers protection under a single policy for aspects including farm machinery and equipment, livestock, buildings, profits, and produce.

Cover includes
  • Property cover, including farm buildings, produce, deadstock, and machinery; home buildings and contents; and let properties
  • Employers, public, and products liability
  • Diversification
  • Legal expenses, professional liability, and directors and officers liability
  • Environmental pollution
  • Loss of revenue
  • Livestock and goods in transit
  • Income protection
  • Specialist all-risks cover, including electronic equipment, computers, farm animal milking, and feeding systems, and farm animal semen
  • Uncollected milk due to adverse weather and contamination of milk through antibiotics

Riverside, CA

4193 Flat Rock Dr Suite 200-office # 289 Riverside, CA 92505
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Contact Details

(951) 736-1525

(951) 746-1580

Riverside, CA

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Dwelling 
Farm liability 
Farm Equipment Breakdown

Dwelling coverage

Risk Factors

Due to heavy rains, your crop storage unit is damaged. You’ll need it to be repaired to store your crops.

Solution

Your general liability policy would cover the cost of repairs for the damages sustained by your property.

Farm liability coverage

Risk Factors

If one of your workers gets injured while working, you will be liable to pay for their medical expenses.

Solution

Your farm liability coverage would pay for their medical bills and a portion of lost income while they recover and are unable to work.

Farm Equipment Breakdown

Risk Factors

If any farm equipment breaks down due to an accident, you will have to pay for the repairs, which might delay your work.

Solution

Your coverage will cover the repair cost and any loss incurred due to the delay.

General Liability Coverage

Risk Factors

CGL craft brewery coverage covers claims occurring on-premises and off-premises, for instance, a brew fest. Examples of brewery liability risks include slips and falls on-premises or tripping on equipment at a beer festival, fire damage, personal and advertising injury, and copyright infringement on another brewery’s existing product.

Solution

A commercial general liability (CGL) policy protects you from lawsuits or claims arising from negligent actions that cause bodily injury and property damage to others. Brewery liability insurance includes costs associated with damages and legal fees.

Surety Bonds Coverage

Risk Factors

If your bonded brewery fails to comply with the regulations, the bond amount can be used to pay the fine imposed or other legal expenses.

Solution

Guarantee your brewery’s integrity, honesty, and legal and contractual compliance

What does Farm Insurance cover?

Working farms and smallholdings– cover designed and can be tailored for your farm machinery, produce or deadstock, or farm buildings. You can be insured for a wide range of risks for livestock farmers, including loss of stray animals, theft, transit, mysterious disappearance, electrocution, and fire.

Diversification and personal insurance– With modern farms diversifying away from traditional activities, agricultural insurance can be tailored to different risks. Farm insurance can cover delivery yards, farm shops, shooting, camping, agricultural contracting, renewable energy and wind turbines, B&B and holiday lets, commercial property, and even drones.

Accidental pollution– farm insurance policies can also include cover against any accidental environmental pollution.

Your farm is more than a business; it’s your home, security, and way of life. No one can truly understand what it means to you and how much you put into it. This is why protecting it is a priority.

Connect with us for a check-up of your farm insurance.

Avid Insurance Services

We extend coverage to individuals and businesses in Riverside, CA and surrounding areas.
License Number :
6009306
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